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The cost of higher education is rising in India. You must plan for the expense when the child is still young. It gives you the time to accumulate a substantial amount of money when the child reaches college. You must choose the investment that offers return above inflation over some time. Invest your money based on your risk appetite to accumulate the corpus for your kid’s higher education.
It requires proper planning to secure your child’s future and facilitate every stage in their lives. Therefore, investing in right instruments and saving for your child’s future is very crucial and should be done earlier in life. This practice helps you to accumulate enough finance, so that you can use it later in life. Remember, your kids’ future is very important. That’s why it is vital that you carefully make a foolproof plan to financially secure the future of your kids.
To plan for your child’s education, you must first determine how much you will need in the future and then save and invest towards the goal, by choosing the right asset mix.
There are several investment options to save for child education needs –
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The most important advantage of starting your Financial planning early is that it provides you ample of time and a large scope of savings. Doing so prepares you completely to support your child’s needs when he or she needs you the most. If you will prepare yourself for the future, then you will certainly be in a very strong financial position. Moreover, proper planning will also save you from any sort of financial instability in your family during the most crucial years of your child’s career.
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