Our life revolves around our family. Securing their medical need should always be your top priority. Can you imagine something more important than your family? No, right? Then why let their health, happiness and financial stability be at stake? With the growing risk of diseases and skyrocketing medical treatment expenses, a sound health insurance policy is the shield around your family.
Family Floater Plan
Family Floater Plan Service By Dhanalakshmi Securities
What Is A Family Floater Plan
A family floater is a health insurance plan that extends the coverage to the entire family rather than just an individual. You can cover your complete family
under a single plan with Family Floater health insurance policy. The sum insured is equally divided among the members. One positive thing is that the premium that you shell out with these plans are lesser
What does Family Floater Plan?
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The biggest perk of a floater is that the policyholder gets to take care of himself and his entire family under one single policy which is quite obviously easier to manage than managing 4-5 individual plans.
When it comes to getting your parents insured, family floater stands out as a much cheaper option than getting a senior citizen health plan.
Floater is a more lucrative option when it comes to features maternity cover
- Income tax benefits under section 80D
- It is easier to get your immediate family members, spouse or new-borns, added in a floater
- In case of younger families, chances of more than one claim are thin. So the member making the claim can avail of a greater sum insured at a lesser cost
Home insurance does not cover everything, no matter what your policy limits are. For this reason, it’s a good idea to customize your policy by having additional coverages to suit your specific situation.
Some of the optional, add-on coverages are Earthquake insurance, Flood Insurance, Replacement cost plus, Other structures insurance, Personal umbrella liability insurance and many more.
Get in touch with us and we can guide you in choosing the right combination of coverages which suits your needs.
Insurance that reimburses your treatment costs in the event of an illness
Unit Linked Health Plan
ULIP - Providing the benefits of both insurance and investment in a single plan
A Health Insurance policy designed for a group of employees working together
Top Up Insurance
Add aditional coverage to your existing policy with Top-Up Health Insurance
Importance of Family Floater Plan
One of the most important responsibilities we take on as adults is the well-being of our families. With the growing cost of healthcare, a global pandemic and other factors weighing in heavily on us, buying health insurance plans for the family has never been more important.
Medical expenses don’t show up with a warning. Your best bet to avoid spending your hard-earned life savings towards hospital bills is a robust health insurance policy.
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