You’ve turned 60, an apt age for spending a stress-free life with absolutely no worries. It’s finally time for you to sit back and relax as the most peaceful years of your life unfold. However, this is an alarming age that calls for more caution in terms of health. Does post-retirement always go as planned? As the health risks increase with age, an ailment can turn your planning upside down. With Health Insurance for senior citizens, make the most of this phase without worrying about health one bit.
Senior Citizen Health Insurance
Senior Citizen Health Insurance Service By Dhanalakshmi Securities
What Is A Senior Citizen Health Insurance
The health insurance policy altered for old people ranging above the age of 60 years is called Senior Citizen Health Insurance Plan. If your parents or grandparents are above 60, then this cover is a favourable choice to consider.
A Senior Citizen Policy will offer coverage for the cost of medicines, hospitalization arising out of accident or illness, pre and post hospitalization and treatment. Along with these, some other benefits like Domiciliary Hospitalization and Psychiatric assistance are also included here. Other than this, you can also choose to buy alternative treatment cover as an addition.
- Tax benefit on medical insurance premium
- Treatment and medical facilities across a host of hospitals
- Enjoy Cashless treatment and daily allowance at times
- Renewal of policy option
- Domiciliary Hospitalization cover
- Enjoy free-look period
- Availability of health check-ups annually
- Reload of sum insured
What does Senior Citizen Health Insurance cover?
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- Hospitalization coverage including medical bills and room expenses
- Cashless Hospitalization
- Day Care expenses occurring out of technological advancements
- Covers Ambulance Charges
- Pre-existing diseases are covered at times
- No medical test required before availing medical insurance at times
- Higher sum insured coverage
- Faster and smooth settlement
Insurance that reimburses your treatment costs in the event of an illness
Unit Linked Health Plan
ULIP - Providing the benefits of both insurance and investment in a single plan
A Health Insurance policy designed for a group of employees working together
Top Up Insurance
Add aditional coverage to your existing policy with Top-Up Health Insurance
Importance of Senior Citizen Health Insurance Plan
Aging is part & parcel of life. However, with age comes an increased risk of health complications. In fact, 47 percent of older Indians suffer from at least one chronic health condition such as asthma, angina, arthritis, depression, or diabetes. Fortunately, you can stay protected from the medical expenses of such illnesses with health insurance for senior citizens.
Senior citizen health insurance is an extremely important financial tool. It ensures that you can enjoy a worry-free life post your retirement. With a good plan by your side, you can sit back, relax, and make the most of your golden years, knowing you are covered from any uncertainties.
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