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With investing in equity funds, the aim should be to invest systematically over a long period of time. Investments in equities should be made to meet your long-term financial goals.
Mediclaim insurance is a type of insurance that offers specified financial protection against health- related expenses. It is a pocket-friendly way to mitigate any health-related emergency.
Mediclaim insurance compensates you for the hospitalisation expenses incurred due to illness or accidental stay. It includes in-patient expenses such as nursing charges, surgery expenses, doctor’s fee, oxygen, anaesthesia etc.
Coverage: A Mediclaim health insurance provides insurance coverage against hospitalization expenses, treatment expenses due to an accident and specific diseases.
Sum Assured: Generally, it comes with a pre-decided sum assured.
Premium Affecting Factors: A Mediclaim insurance plan’s premium is formulated on the basis of the sum insured, the proposer’s age, gender, geographical location and opted duration of the preferred plan.
Claim Settlement: A Mediclaim claim is processed in the form of reimbursement as well as cashless treatment.
Tax Exemption: The plan offers tax benefit as per Section 80D of IT Act 1961.Start Online Quote
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Most of us may require medical treatment at some point of time in life. Due to the high cost of hospitalization expenses, it is important to have a health insurance plan in place. In the current pandemic situation, health insurance plays a vital role in safeguarding your finances. Health insurance is like a financial security that you have for handling your medical expenses.
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